What is the quickest way to offer your SaaS customers credit card billing?


I have a SaaS product and want to offer my customers the ability to accept credit cards themselves. What's the quickest way to set this up?

EDIT: I'm starting to think that giving the SaaS user a way to embed a PayPal button would be "quickest"/"easiest". I'm cutting the feature for the time being but I would love to see any other alternatives.

Credit Cards Saas

asked Jan 28 '11 at 09:57
Jon Kragh
185 points

2 Answers


Take a look at the offerings from:

Typically these services provide ways for YOU to charge YOUR customers. But maybe they have options so that your customers can charge their customers.

I have issues with this type of service because many of them lock you into their choice of gateway providers, their APIs, and their price increases.

Recently Chargify completely did away with their free tier, causing all the small companies who had invested tons of time implementing the Chargify API to have to either start paying for the service, or scrap all the work they had done. Luckily I was still just evaluating them, so I wasn't burned. But they did go from top on my list to bottom overnight.

I just came across a new one, but don't know much about them (are they PCI compliant, are they stable, will they be around in a few years, etc.). On paper they look good, as they support numerous gateways and offer a migration tool from the others. See them at http://zingybill.com/

answered Jan 28 '11 at 18:53
240 points
  • Thanks Tauren! I'm still looking for the charge on behalf of option... doesn't look very easy. I believe I need to rethink the solution. Cheers, Jon – Jon Kragh 13 years ago


One thing to keep in mind is that you cannot act as an agent that processes payments for your customers without getting on the wrong side of the credit card companies.

answered Jan 29 '11 at 04:51
Kenneth Vogt
2,917 points
  • Thanks Kenneth, that's what I was afraid of. Do you have any links to examples? – Jon Kragh 13 years ago
  • Thanks Kenneth! I never knew that this could actually be ILLEGAL if done incorrectly! Great info. – Jon Kragh 13 years ago
  • I marked this as the answer because - it looks like in summary - this is tricky and could easily be illegal!!!! – Jon Kragh 13 years ago

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Credit Cards Saas