How much money to save before quitting job to work full time on startup?


I am currently working as a software engineer and have a pretty good salary (above $125K). How much savings should I ideally have before quitting my job and working full time on a startup idea solo (just myself, without a cofounder or employees in the beginning)?

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asked Aug 4 '14 at 20:14
Philip Ochoa
14 points
Get up to $750K in working capital to finance your business: Clarify Capital Business Loans

3 Answers


1 year sounds about right:

  • 3 months to build your project
  • 3 months to finish building it (software projects always take longer than you think)
  • 3 months to discover that it's not selling/growing
  • 3 months to find a new job
answered Aug 6 '14 at 18:27
Alain Raynaud
10,927 points
  • Very nice comment.. funny and realistic. Thanks for that. – Michael Sync 8 years ago


It is not about how much as a number. you need first to make sure that you launch at the same time you are quitting and that you are not missing any major part in your start up. you should know that you wont be having an income from your business for sometime so make sure you have what covers your personal expenses for sometime until you start gaining from your business. Always keep a safety limit in time and money and put all the options on the table in front of you so you could have more than one plan.

answered Aug 11 '14 at 12:48
Moustafa Ezzat
11 points


Ideally its a minimum of 6 months worth of expenses plus estimated capital for your start up

answered Sep 5 '14 at 04:18
53 points

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