I'm struggling to find a payment solution for my UK based startup. I don't intend to sell internationally for a considerable amount of time. I do have a turnover and can probably satisfy merchant account requirements, but I'm confused about almost all of it. For reference, I need fixed single payments and the ability to have variable subscription billing. Most of my turnover comes from contracting at present, and as such I don't have much money to devote to this.
I've considered the following, and the reasons for my confusion are included
I'm looking for something as simple as possible, preferably all in one - if I need a merchant account then I can probably satisfy the requirements, but that introduces another level of confusion - who to go with? I'm happy to do the programming to integrate whatever solution with my website(s), but I need good, clear, concise documentation and that seems to be lacking in most of the things I've seen.
Does anybody have any insights into this, as I am beginning to tear my hair out over it.
Try FastSpring, they are the payment processor I use and it is pretty easy to setup and get going. I've been impressed with their service. You only pay commission when you sell, so setting up an account and playing around will help you decide. You can also test your store to fine tune it before you go live.