startup credit card issues


So here's the issue, I need to accept credit cards on my site, but I don't want to go through a merchant service, I want to go through visa/ amex/etc directly (it's a long story..). Now, to even get a quote, they need to know so many details, name, address, estimated income (how can I estimate income if I don't know what % is going to be taken by the CC company?).

I guess one question is, has anyone dealt with this before?

The other question is, (maybe it deserves its own thread)... In what order have you guys been doing things? I have someone who is goingto develop my site, but I don't have a name yet. I have ideas for names, and bought a couple potential domains, but haven't chosen. Do I need to register my company? Do i need legal entities this early in the game? All I want are quotes!! How can you see if this is going to work if no one is going to talk to someone who doesn't exist yet?

Credit Cards Legal

asked Apr 9 '11 at 08:04
214 points
Get up to $750K in working capital to finance your business: Clarify Capital Business Loans
  • Please break this into two questions. As far as your first question, it would help to understand why you need to go direct. – Dror 13 years ago

3 Answers


Check out PayPal. They have a program that allows users to pay with any type of credit card or PayPal account. It's easy to qualify and it's easy to add their checkout capability to your website. Good luck.

answered Apr 10 '11 at 14:34
Dave Feyereisen
963 points


Look into type of service, they are slightly more expensive per transaction, but no monthly fee. So if your volume is low, they are pretty good.

answered Apr 13 '11 at 04:23
Ko Ko
111 points


I find Google Checkout is becoming a popular alternative to PayPal, however I believe it is restricted to US residents only.

answered May 7 '11 at 03:55
509 points

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Credit Cards Legal