Getting a fast business loan with instant approval?

What's the quickest way to get a quick term loan or SBA loan? My company has been in business for about 5 years, with over $20,000 in monthly cash flow. I have tried to apply for financing with a local bank but was not approved (and found the application process to be very time consuming as well). Are there any online lenders that offer a fast way to get working capital without all the hassle of long paperwork?